Want to know more about equity release?
Watch our two-minute that will explain how equity release could work for you.
Would you like to know more, call us on 0800 999 3339 or book a call back.
Richard has been voted ‘mortgage adviser of the year’ and won numerous industry awards.
Tom is an accredited later life Lending professional with The London Institute of Banking & Finance.
See how much you could release with our simple lifetime mortgage calculator.
"We had been trying to raise funds on our property via equity release, turned down twice, due to non-standard construction, despite our home being only 8 years old and architect-designed. Contacted Richard Wylder for his help. He also had difficulty with finding providers to accept a loan on our home for the same reason, with several rejections following. He remained open and honest with us about our chances, and kept our expectations realistic. However, using his experience and expertise he persevered and finally we received our mortgage offer! He was a marvel, and I would highly recommend Richard as we know he will do his utmost to achieve a successful result for his clients."
David Blight
If you’re over 55, equity release enables you to access the funds tied up in your home without having to sell or move. By taking out a lifetime mortgage, you can receive a one-time lump sum or draw down funds when needed, regardless of whether you own your home outright or still have a mortgage. Your current mortgage is settled with the released funds, offering you greater flexibility and freedom.
Yes, all our equity release plans are regulated by the Financial Conduct Authority (FCA) and meet the Equity Release Council’s standards. This ensures that you’ll never owe more than the value of your home when it’s sold, providing peace of mind for you and your loved ones.
The money is yours to spend however you choose! Whether you’re planning to upgrade your car, pay off debts, or simply enhance your quality of life, equity release gives you the freedom to do it all.
Here are a few of the most common reasons people choose equity release.
Repaying
University or weddings
Equity Release and Mortgage Partnership Southend are specialists in mortgage and equity release advice, with years of experience helping clients make confident financial choices.
Whether you’re looking to unlock the value of your home or secure the right mortgage, we provide clear, straightforward guidance to support your financial future, always with a personal, professional touch.
Our advisors take the time to understand your priorities, exploring all your options.
We offer a wide range of equity release plans, ensuring you find the perfect fit for your needs.
We’ll discuss other options, helping you make the best choice for your future.
Here’s what to expect when you work with us for equity release, if you live in Southend.
You get in touch for a no-obligation chat, either over the phone or face to face. Your adviser will explain how equity release works, answer initial questions, and check whether it could be suitable.
If equity release looks appropriate, your adviser will carry out a full assessment of your circumstances and recommend a plan tailored to your needs.
Your chosen lender will arrange an independent valuation of your home. This confirms the property value and the final amount you can release.
You’ll receive independent legal advice from a solicitor of your choice. They’ll explain everything in plain English and handle the legal side before completion.
Once everything is approved, your equity is released to you as a lump sum, smaller amounts, or a mix of both. You remain the owner of your home for life, with no mandatory monthly repayments.
You’re supported at every stage, and you’re free to stop the process at any time.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.
Equity Release and Mortgage Partnership Ltd is directly authorised and regulated by the Financial Conduct Authority (FCA) and is entered on the financial services register http://register.fca.org.uk under reference 986900. Privacy Notice. Update cookies preferences
© Copyright . All rights reserved.
